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  5. 645 S.W.2d 166 (1982)
 

RUSSELL v. RELIANCE INS. CO.

Nos. 12318, 12642.

645 S.W.2d 166 (1982)

Rod RUSSELL d/b/a Galva-Foam Steel Docks et al., Plaintiffs-Respondents, v. RELIANCE INSURANCE COMPANY, Defendant-Appellant, and Farmer-Foster Insurance Agency, Inc., Defendant.

Missouri Court of Appeals, Southern District, Division Two.

Motion for Rehearing and to Transfer Denied January 5, 1983.

Application to Transfer Denied February 23, 1983.

Attorney(s) appearing for the Case

William Icenogle, Icenogle, Drover & Icenogle, Camdenton, for plaintiffs-respondents.

Wiley Morrison, Stanley W. Baker, Morrison, Baker, Neds & Odneal, Raytown, for defendant-appellant.

Charles E. McElyea, Camdenton, for defendant.

Motion for Rehearing and to Transfer to Supreme Court Denied January 5, 1983.

MAUS, Presiding Judge.

The petition in this action is in two alternative counts. The sole defendant in Count I is the appellant insurance company. The sole defendant in Count 11 is an independent insurance agency. A summary of the allegations of Count I follows. The plaintiff1 was in the business of constructing...

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