The underlying action is one to recover on a life insurance policy issued to Robert A. Cable by defendant Prudential Insurance Company of America (Prudential). The beneficiary listed on the policy was defendant Linda Mazzilli. The insured retained the right to change the beneficiary and the policy provided as follows: "You may designate or change a beneficiary. Your request must be in writing and in a form which meets our needs. It will take effect only when we file it at...
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