MEMORANDUM
CLIVE W. BARE, Bankruptcy Judge.
This proceeding involves the dischargeability of a debt owing to the Ducktown Banking Company (Bank), the Bank alleging that the debtor obtained a loan of money by the use of a materially false statement in writing. 11 U.S.C.A. § 523(a)(2)(B).
I
On or about October 21, 1980, and January 18, 1981, the debtor negotiated two loans...
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