OPINION AND ORDER
DAVID S. PORTER, Senior District Judge.
I
Plaintiff, Hurston Murphy, brought suit against defendants, Allen County Claim & Adjustments [ACCA], Inc. and David Crotinger, manager of ACCA, under the Fair Debt Collection Practices Act [the FDCPA], 15 U.S.C. § 1692 et seq., on March 11, 1982. Plaintiff alleges that he is a "consumer" within the meaning of 15 U.S.C. § 1692a(3),
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