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IN RE PHILLIPS

Bankruptcy No. BK 5-81-00765, Adv. No. 5-81-0522.

27 B.R. 646 (1982)

In re Lewis R. PHILLIPS and Bonnie L. Phillips d/b/a Steam Valley Inn, Debtors. CITIZENS & NORTHERN BANK, Plaintiff, v. Lewis R. PHILLIPS and Bonnie L. Phillips d/b/a Steam Valley Inn, Defendants.

United States Bankruptcy Court, M.D. Pennsylvania.

June 29, 1982.

Attorney(s) appearing for the Case

Edward H. Owlett, Wellsboro, Pa., for plaintiff Citizens and Northern Bank.

Richard Gahr, Williamsport, Pa., for debtors.

OPINION AND ORDER

THOMAS C. GIBBONS, Bankruptcy Judge:

The plaintiff, Citizens & Northern Bank (the Bank), commenced this adversary proceeding against the debtors for a determination of the non-dischargeability of a debt under § 523(a)(2) of the Bankruptcy Code. Subject to the provisions of that section, § 523(a)(2) exempts from discharge debts incurred through a debtor's misstatements.

The debtors applied to the Bank for a $50,000...

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