CUTRER, Judge.
This case was consolidated for trial with the suit of McMullen v. Pan American Fire & Casualty Company, Number 82-435 on the docket of this court. These suits are consolidated on appeal and, since the law and relevant facts are common to both, our opinion in this case is equally applicable. However, we render a separate judgment for such consolidated case of McMullen v. Pan American Fire & Casualty Company,
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