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LOVETT v. ALLSTATE INS. CO.

86 A.D.2d 545 (1982)

Eddie Lovett et al., Appellants-Respondents, v. Allstate Insurance Company, Respondent-Appellant Eddie Lovett et al., Respondents, v. Allstate Insurance Company, Appellant

Appellate Division of the Supreme Court of the State of New York, First Department.

January 19, 1982

Plaintiffs are the owners of property insured by the defendant-appellant. The insurance policy, dated July 27, 1976, limited Allstate's liability to a maximum of $30,000 for damage to the structure, $15,000 for unscheduled personal property, and $6,000 for additional living expenses. The policy provided that Allstate would not be liable for repair or replacement unless and until actual repair or replacement was completed or, in...

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