MEMORANDUM
McGLYNN, District Judge.
On March 28, 1980 plaintiffs, Rolf Siekmann and Gail Siekmann, brought suit against defendants, Kirk Mortgage Company ("Kirk") and Leroy Correll ("Correll"), in the Court of Common Pleas of Philadelphia County. The complaint alleged failure on the part of Kirk and Correll to maintain flood insurance on plaintiffs' property which was allegedly damaged by a flood in January 1979. Kirk was the mortgagee of
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