POPE, Judge.
Lumbermens Mutual Casualty Company, a division of Kemper Insurance ("Kemper"), issued a policy of workers' compensation insurance to Preston Barber who, along with his two sons, owned and operated Barber Service Company ("Barber"). The policy period ran from September 2, 1979 to September 2, 1980. On July 25, 1980 Carter, an underwriter for Kemper, mailed a renewal policy to Forsyth, the agent who had sold the initial Kemper policy to Barber. On August...
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