WHICHARD, Judge.
Defendant Joseph Leon Anderson, Sr. (hereafter "Senior") purchased a motor vehicle for his own exclusive possession and use, but registered legal title in the name of his son, Joseph Leon Anderson, Jr. (hereafter "Junior"). Plaintiff issued to "Joseph Leon Anderson" an owner's policy of liability insurance, see G.S. 20-279.21(b), which described this vehicle, among others, by make and identification number. Plaintiff's agent charged Senior a specific...
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