BLACK, J.
The primary issues in this appeal are (1) whether a consumer's defense against a retail seller may be asserted against the financial institution to which the retail installment contract was assigned, under a "Notice of Preservation of Claims and Defenses" inserted in the contract pursuant to a Federal Trade Commission (FTC) regulation; and (2) whether the financial institution's recovery against the consumer must be limited in amount by the doctrine of avoidable...
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