QUILLIAN, Chief Judge.
Georgia Farm Bureau Mutual Insurance Company (GFB) brought this action against its insured, appellee Collins, and his mortgagee, for a declaratory judgment that GFB's homeowner's insurance policy covering Collins' dwelling which was destroyed by fire, was null and void because of material misrepresentations made by Collins in applying for the policy. A more detailed statement of the facts which caused GFB to commence this action is contained...
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