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RELIABLE CREDIT CORP. v. SMITH

No. 81-C-3265.

418 So.2d 1311 (1982)

RELIABLE CREDIT CORPORATION v. Nathan SMITH and Geraldine Smith.

Supreme Court of Louisiana.

Rehearing Denied September 17, 1982.

Attorney(s) appearing for the Case

Weldon J. Hill, II, Baton Rouge, for applicant.

Richard W. Sroges, Michael O. Hesse, Baton Rouge, for respondents.

BLANCHE, Justice.

This case involves a consumer's right to recover civil penalties from an extender of credit because of a violation of the Louisiana Consumer Credit Law. Defendants, Nathan and Geraldine Smith, obtained a loan from Reliable Credit Corporation in September 1978 to purchase stereo equipment. The total amount of the secured loan was $4400, consisting of $3335.79 principal and $1104.21 in finance charges. Under

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