OPINION
DROWOTA, Justice.
This case was originally brought by Allstate as an action for a declaratory judgment that an automobile accident which its insured, Frank N. Young, Jr., had on August 5, 1977, was not covered under his Allstate policy. Young filed a counterclaim essentially charging not only that the policy did cover the accident, but also that Allstate, because of its actions, was estopped to deny coverage. Mr. and Mrs. James Keane and David Hitchcock...
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