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DIXEY v. IDAHO FIRST NAT. BANK

Nos. 81-3099, 81-3168.

677 F.2d 749 (1982)

Jim DIXEY, Plaintiff-Appellant, v. The IDAHO FIRST NATIONAL BANK, a national banking association, Defendant-Appellee, and Ramon MARTINEZ and Maria Martinez, Plaintiffs-Appellants, v. The IDAHO FIRST NATIONAL BANK, a national banking association, Defendant-Appellee.

United States Court of Appeals, Ninth Circuit.

Decided May 18, 1982.

Attorney(s) appearing for the Case

Roderick D. Gere, Idaho Legal Aid Services, R. Jonarde Raab, Boise, Idaho, for plaintiff-appellant.

Larry E. Prince, Langroise, Sullivan & Smylie, Boise, Idaho, for defendant-appellee.

Before KENNEDY, FARRIS and NORRIS, Circuit Judges.

KENNEDY, Circuit Judge:

Appellants contend the disclosures made by appellee, the Idaho First National Bank (the "Bank"), in connection with their loans failed to comply with the Truth in Lending Act (the "Act"), 15 U.S.C. § 1601 et seq. (1976) (amended 1980), and Federal Reserve Board Regulation Z, 12 C.F.R. Part 226 (1981), which implements the Act. The district court found that the Bank had committed three violations of the Act, but declined to award...

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