MEMORANDUM OPINION AND ORDER
CACHERIS, District Judge.
This case comes before this Court submitted upon the pleadings, stipulation of facts, memoranda of law and oral argument.
The sole issue for determination is whether an insurance policy for accidental death and dismemberment benefits providing indemnity "for loss of one foot by severance at or above the ankle" covers a policyholder who has lost the use of his feet by reason of paralysis.
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