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VALLEY BANK & TRUST v. ZIONS FIRST NAT. BANK

No. 17875.

656 P.2d 425 (1982)

VALLEY BANK & TRUST COMPANY, a Utah corporation, Plaintiff and Appellant, v. ZIONS FIRST NATIONAL BANK, a National Banking Association, Defendant and Respondent.

Supreme Court of Utah.

October 28, 1982.

Attorney(s) appearing for the Case

Gary Doctorman, Salt Lake City, for plaintiff and appellant.

Gifford W. Price, R. Willis Orton, Salt Lake City, for defendant and respondent.

OAKS, Justice:

Defendant Zions Bank presented two cashier's checks for $12,500 to plaintiff Valley Bank and received payment. These cashier's checks, on which Valley Bank was drawer and drawee, were payable to "Peck & Shaw Fine Cars" and to an individual joint payee, Steven J. Gibbs on one check and Jeffrey Olson on the other. When paid by Valley Bank, each check was endorsed with the name of both joint payees and also

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