The plaintiff Interboro Mutual Indemnity Insurance Co. filed an action seeking a declaratory judgment concerning its obligations under an insurance policy issued to William F. Karpowic. At issue was "Transporter Plates Coverage" which insured "any automobile not owned by the NAMED INSURED, but only (1) while operated with the transporter plates described in this endorsement by the NAMED INSURED or any employee or agent thereof for...
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