REAVLEY, Circuit Judge:
Mary Belle Reid Kemp [Kemp] sued Republic National Life Insurance Company [Republic] to recover medical benefits under a group policy. Republic had paid her $144 and insisted that it did not owe the remaining $8,201.35 because of the medicare provision of the policy. Kemp received no medicare benefits, and was not entitled to do so; but Republic maintained that, since she was over 65 years and a U.S. citizen and resident, she could have enrolled...
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