On April 28, 1978, petitioner entered into a contract to purchase a body shop from Frank Frachea, Joseph Stanganetti and Domenico Stanganetti, and, as part of the transaction, he took possession of a 1967 Ford tow truck, legal title therein remaining with Frachea and the Stanganettis. Liability insurance coverage on the truck was provided by the Hartford Insurance Company (hereinafter Hartford) until August 16, 1978, when it expired and was not renewed. The truck has never...
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