Morgan against claims arising out of an automobile accident which occurred on April 18, 1974, unanimously reversed, on the law and the facts, with costs, the application of Empire Mutual to stay arbitration denied, and the petition dismissed. There was no need to determine whether the adjective law of New York or New Jersey was applicable in resolving the question whether the policy issued by Insurance Company of North America to Morgan was in effect at the time of the accident...
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