Submitted Under Third Circuit Rule 12(6) November 16, 1981.
OPINION OF THE COURT
GIBBONS, Circuit Judge.
Bankers and Shippers Insurance Company of New York (Bankers) appeals from a declaratory judgment that it is obliged to defend and indemnify Edward McElveen with respect to an accident on August 26, 1978 in which Salvatore Fazzolari and Patricia Fazzolari were injured. The Fazzolaris
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