OPINION AND MEMORANDUM OF LAW
JOHN C. FORD, Bankruptcy Judge.
This cause was submitted on a stipulated record and briefs. The Court, having considered the record and the arguments of counsel, makes the following findings of fact and conclusions of law:
BACKGROUND
On May 6, 1980, Dorell Ervin Barnes and Shirley Lee Barnes filed a debtor's joint petition seeking relief under Chapter 13 of Title 11, United States Code. The Debtors then moved...
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