KEITH, Justice.
Defendant below appeals from an adverse judgment rendered in a bench trial for benefits alleged to be due under the Personal Injury Protection (PIP) endorsement upon an automobile insurance policy. Daniel Vail, a minor, was injured when a car in which he was riding, being driven by one Michael Gray, was involved in an accident. He received extensive medical and hospital treatment in Brooke Army Hospital at Fort Sam Houston at a cost in excess of $10...
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