HALL, Justice.
Defendant-appellant United Travelers Insurance Company is a fraternal benefit society. It has fourteen lodges, all located in Texas, and its home office is in the City of Brownwood. Any person desiring membership in a lodge must apply for a policy of insurance with defendant. Defendant will underwrite a policy for any amount up to $100,000.00, but because of defendant's limited reserves and certain regulations imposed by the Texas Insurance Commission...
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