MEMORANDUM OPINION
BENJAMIN E. FRANKLIN, Bankruptcy Judge.
This matter came on for hearing on June 17, 1981, upon the objection of Dial Finance Company of Kansas (DFC) to an application to avoid their lien. The debtors, Richard Brian Huggins and Alice Mae Huggins, were represented by Bill Wiswell. DFC was represented by Robert Schollars, who appeared by John J. Lyons, Jr., local counsel.
FINDINGS OF FACT...
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