MEMORANDUM
GILES, District Judge.
Introduction
This action is an appeal by creditor, Cement National Bank, from an Order of Bankruptcy Judge Twardowski dated May 23, 1980, discharging the debts of Anthony Colasante, M.D., and Jean S. Colasante, D.D.S., husband and wife, jointly and severally.
The Bank's principal contention is that the record evidence demonstrates that the debtors, to whom the Bank had made loans payable on demand...
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