Nellia Gandia was the owner of a motor vehicle insured by petitioner. On July 9, 1978, that vehicle was involved in an accident with an uninsured motorist. Respondent, who was operating the vehicle, was injured. Prior thereto, on January 12, 1977 and again on June 2, 1977, respondent's license had been suspended in accordance with subdivision 4-a of section 510 of the Vehicle and Traffic Law. The initial suspension had resulted from the failure to pay the fines imposed in...
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