DECISION
ELLIS W. KERR, Bankruptcy Judge.
FACTS
The trustee filed a complaint against the defendant-creditor, Gem City Savings Association, seeking to recover a payment of $1,079.64 made by the debtor to the creditor on the grounds that such payment constituted a preference under 11 U.S.C. § 547.
The parties filed the following stipulations of facts:
That the defendant, Gem City Savings Association, held a valid mortgage lien...
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