OPINION
GEORGE BRODY, Bankruptcy Judge.
This action raises the question of whether a secured creditor may require a debtor, who files a petition in bankruptcy, to turn over exempt personal property, unless the debtor redeems the property pursuant to section 722, or enters into an agreement providing for redemption pursuant to section 524(c).
Thomas Howard Bell and Margaret Louise Bell, husband and wife, filed a joint petition in bankruptcy on March...
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