THOMAS M. TWARDOWSKI, Bankruptcy Judge.
Plaintiff, Beneficial Consumer Discount Co. [hereinafter, Beneficial], seeks a determination pursuant to 11 U.S.C. § 523(c) (1979) that a debt based upon a loan originally made to the debtors and later refinanced, is nondischargeable as allegedly having been approved in reliance on debtor's false representations. For reasons hereinafter given, we conclude that...
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