DECISION
ELLIS W. KERR, Bankruptcy Judge.
THE PLEADINGS
The Complaint seeks determination of non-dischargeability of a debt for loans to be secured by a truck title which Defendant was to deliver to Plaintiff but which Defendant failed to deliver. It is alleged loans were obtained by false pretenses, false representations and actual fraud. The Answer denies the pertinent allegations.
SUMMARY OF FACTS AND TESTIMONY
On November...
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