MEMORANDUM OPINION AND ORDER
JOEL PELOFSKY, Bankruptcy Judge.
In this Chapter 13 proceeding, debtor proposes to return a 1978 Oldsmobile to the creditor, Kansas City Bank & Trust Co., which holds a security interest in the automobile. Prior to bankruptcy being filed, debtor was in default on the note to the Bank but, despite demand, refused to surrender possession of the automobile. The Bank then obtained a judgment in state court on the loan. The Bank...
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