MEMORANDUM
RUSSELL H. HIPPE, Jr., Bankruptcy Judge.
This is an action brought by the debtors pursuant to the Truth in Lending Act, 15 U.S.C. § 1601 et seq. [hereinafter cited as TILA]. The court's findings of fact were set forth in detail in the memorandum that accompanied the order entered on June 11, 1981, but will be recited again in abbreviated form below.
In August of 1979, plaintiff Ann Johnson received services from the defendant...
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