MORRISON, Justice.
Plaintiff, Aetna Insurance Company (Aetna), appeals from an order and judgment of the District Court which denied its motion for summary judgment and granted summary judgment to the respondents. In its complaint Aetna asked for a declaratory judgment construing a cargo insurance policy issued to the respondent Earl Cameron, a self-employed hauler of heavy equipment. The policy insured goods hauled by Cameron against "direct physical loss or damage...
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