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R. A. OWENS CONST. CO. v. EMPLOYERS INS. CO.

80-37.

392 So.2d 1180 (1981)

R. A. OWENS CONSTRUCTION COMPANY, INC., a corporation et al. v. EMPLOYERS INSURANCE COMPANY OF ALABAMA, a corporation et al.

Supreme Court of Alabama.

January 23, 1981.

Attorney(s) appearing for the Case

Nicholas S. Hare of Hare & Hare and Windell C. Owens, Monroeville, for appellants.

Bruce N. Wilson of Adams & Adams, Grove Hill, for appellees.

SHORES, Justice.

This case is a declaratory judgment action brought by R. A. Owens Construction Company, Inc. (Owens), against Employers Insurance Company of Alabama (Insurer) to determine the rights and liabilities of the parties under certain policies of insurance issued by Insurer to Owens.

In 1972 Owens built a house for a Mr. and Mrs. Ginwright, completing it in August of that year. In January of 1980, the Ginwrights filed a suit against Owens alleging...

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