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BISHOP v. ALLSTATE INS. CO.

623 S.W.2d 865 (1981)

Ruth Ann BISHOP and John Franklin Bishop, Movants, v. ALLSTATE INSURANCE COMPANY, Respondent.

Supreme Court of Kentucky.

Rehearing Denied December 15, 1981.

Attorney(s) appearing for the Case

David Kaplan, Louisville, for movants.

C. Dant Kearns, Louisville, for respondent.

LUKOWSKY, Justice.

The issue is the validity of a family or household exclusion provision in an automobile insurance contract which eliminates the minimum security coverage for tort liability required by Kentucky's Motor Vehicles Reparations Act (MVRA), KRS 304.39-010 et seq. We conclude that such an exclusion provision is invalid because it effectively renders a motor vehicle owner or operator uninsured and thereby violates the legislatively mandated public policy...

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