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MFA MUT. INS. CO. v. KELLER

No. 81-88.

623 S.W.2d 841 (1981)

MFA MUTUAL INSURANCE COMPANY, Appellant, v. R. C. KELLER and Jessie Lynette Keller, His Wife, Appellees.

Supreme Court of Arkansas.

November 16, 1981.

Attorney(s) appearing for the Case

Barrett, Wheatley, Smith & Deacon, Jonesboro, for appellant.

Harkey, Walmsley, Belew & Blankenship, by John M. Belew, Batesville, for appellee.

DUDLEY, Justice.

Appellant MFA Insurance Company issued a builder's risk insurance policy in the amount of $62,000 on a house owned by appellees, R. C. and Lynette Keller. The house was partially destroyed by fire. Appellees submitted a proof of loss claim for $44,000 but appellant refused to pay that amount because its adjuster's appraisal was only $20,455. Appellant subsequently offered the sum of $22,750 which was the amount of an appraisal by an independent home...

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