MORRISON, Justice.
Safeco Insurance Company (Safeco) appeals from an adverse judgment of the District Court of the Second Judicial District, Silver Bow County. The parties stipulated to a bifurcated proceeding and submitted two issues for adjudication, reserving the right to a jury trial on damages if necessary. The issues submitted were:
1. Whether or not the plaintiff, Donald Sayers, was, at the time and place of the accident, "occupying" the automobile...
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