HERSEY, Judge.
Eastern Insurance Company appeals from a final judgment determining that appellee is entitled to coverage for loss of an insured boat.
The Rock Beauty, a fifty-seven foot Chris-Craft vessel was jointly owned by appellee, Austin, and a partner. The boat was used for charter. In about May of 1976 appellee bought out his partner and retired the vessel from commercial use. Accordingly, the status of a loan against it changed from "commercial loan...
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