AMDAHL, Justice.
This is an appeal from an order of the district court granting defendants' motion for summary judgment. We affirm.
The facts are not in dispute. Defendants Walters owned and occupied with their four children, ages 17, 14, 12 and 10, a home in Brooklyn Park, Minnesota, and were insured under a homeowners insurance policy issued by Bankers Standard Insurance Company (Bankers).
The Walters regularly provided day care at their home each...
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