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FORD MOTOR CREDIT CO. v. MILHOLLIN

No. 78-1487.

444 U.S. 555 (1980)

FORD MOTOR CREDIT CO. ET AL. v. MILHOLLIN ET AL.

Supreme Court of United States.

Decided February 20, 1980.

Attorney(s) appearing for the Case

William M. Burke argued the cause for petitioners. With him on the briefs were George R. Richter, Jr., Ronald M. Bayer, Herbert H. Anderson, and John M. Berman.

Richard A. Slottee argued the cause for respondents. With him on the brief were William H. Clendenen, Jr., and Richard Kanter.

Stuart A. Smith argued the cause for the United States as amicus curiae urging reversal. With him on the brief were Solicitor General McCree, Assistant Attorney General Shene-field, John J. Powers III, and Marion L. Jetton.†

MR. JUSTICE BRENNAN delivered the opinion of the Court.

The issue for decision in this case is whether the Truth in Lending Act (TILA), 82 Stat. 146, as amended, 15 U. S. C. § 1601 et seq., requires that the existence of an acceleration clause always be disclosed on the face of a credit agreement. The Federal Reserve Board staff has consistently construed the statute and regulations as imposing no such uniform...

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