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FIRST NAT. BANK, ETC. v. NATIONWIDE INS. CO.

No. 8020DC222.

271 S.E.2d 528 (1980)

The FIRST NATIONAL BANK OF ANSON COUNTY, Administrator of the Estate of John Gatewood, Deceased, Plaintiff, and Bright M. Gatewood, Additional Plaintiff, v. NATIONWIDE INSURANCE COMPANY and Hornwood, Inc., Defendants.

Court of Appeals of North Carolina.

November 4, 1980.

Attorney(s) appearing for the Case

E. A. Hightower, Wadesboro, for additional plaintiff-appellee.

Henry T. Drake, Wadesboro, for plaintiff-appellant Bank.

Taylor & Bower by George C. Bower, Jr., Wadesboro, for defendants-appellants.

WELLS, Judge.

Basic to a determination of this case is the construction of the first sentence of the Waiver of Premium Clause. The policy provided as follows:

WAIVER OF PREMIUM IN EVENT OF TOTAL DISABILITY

If a Certificateholder becomes totally disabled prior to his 60th birthday and satisfactory proof is furnished within one year after he becomes totally disabled and while the Policy is in force, that his total disability has continued uninterruptedly...

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