HAL J. BONNEY, Jr., Bankruptcy Judge.
Anthony Coles Brown [debtor] filed a voluntary petition for bankruptcy on February 5, 1980. Among the debts scheduled was one to First and Merchants National Bank in the amount of $3200. The loans underlying this obligation were incurred by the debtor in pursuit of a college education and are guaranteed by the State Education Assistance Authority.
The facts are not in dispute; indeed, at the initial pre-trial conference...
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