LOTTINGER, Judge.
This is an action ex delicto filed by Alfred S. Romano against Rodney A. Girlinghouse, Kansas City Southern Railway Company (KCS) and L. D. Durrett for injuries received when plaintiff was a guest passenger in an automobile operated by Girlinghouse which collided with a train owned by KCS and engineered by Durrett. KCS and Durrett impleaded, among others, Aetna Fire and Casualty Company (Aetna), Girlinghouse's personal family automobile insurer...
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