CLARKE, Justice.
In 1978, Michael C. Powell was in the process of purchasing a certain business which involved a store building and a warehouse. During this time, he contacted his own insurance agent, Edwards, who in turn brought the Jack Hester Agency into the negotiations. Hester submitted to Powell a proposed policy to be issued by Southern Guaranty Insurance Company; and, after certain negotiations as to premium, an agreement was reached and the policy was delivered...
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