OPINION
BATJER, Justice:
Nevada National Bank filed suit against Jerrold Sandler to recover the proceeds from several checks written by Sandler. Sandler wrote the checks on a Maryland bank account to John Hutchings and others for gambling and to cover gambling losses incurred by Sandler, and by Hutchings in Sandler's behalf, during private "freeze out" games of "21". The checks were all negotiated to Nevada National Bank. The district judge denied Sandler...
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