HEDRICK, Judge.
The following essential facts are uncontroverted in this matter:
1. During the year 1977 and for some years prior thereto, the defendant, N. C. Grange Mutual Insurance Company, through its agent, C. Hester Allen Insurance Agency, offered crop hazard insurance.
2. During the times pertinent to this lawsuit, the agent could write North Carolina Grange policies at least two ways: (a) directly through the facilities of North Carolina Grange...
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