DECISION ON COMPLAINT TO DETERMINE THE DISCHARGEABILITY OF A DEBT
EDWARD J. RYAN, Bankruptcy Judge.
In this proceeding, the New York State Higher Education Services Corporation (NYSHESC) is seeking to have certain loan debts of Yvonne Henry, the bankrupt herein, determined non-dischargeable pursuant to 20 U.S.C. § 1087-3. Section 1087-3 provides in pertinent part:
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