MEMORANDUM OF DECISION
ROBERT B. MORTON, Bankruptcy Judge.
STATEMENT OF THE CASE
Defendant, Harry Llewellyn Howren, filed a joint voluntary petition for Chapter 7 relief, together with his wife, Betty Lee Howren, on January 21, 1980. Included in the debtors' schedule of unsecured creditors was the University of Alabama (University) which had extended a $7,896.00 direct educational student loan to debtor Harry Howren. On June 23, 1980, the University...
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